Marine insurance

Marine insurance

Marine insurance

Under a contract of marine insurance the insurer undertakes to due fee (premium) upon the occurrence of stipulated by the contract of marine insurance dangers and accidents, which is subject to the object of insurance (insured event) to compensate the policyholder or other person for whose benefit the such a contract (the beneficiary), losses incurred Read more »

Insurance children

Insurance children

Insurance children

One of a kind of life insurance is insurance of children. The essence of children’s insurance does not lies in the fact that to protect the baby from adverse events, since more than one insurance product will not be able to do it, and that would offset the financial costs incurred in connection with the restoration of the child’s health after suffering an illness, accident or disability.

Read more »

Insurance

Insurance

скачанные файлы (2)

There are two main options for property insurance – is:

classic insurance – drawing up an individual program with a list of the insured property, providing the accuracy of the estimate and receive compensation on more favorable terms;

Express-insurance – greatly simplifies the design of the contract does not require inspection and drawing up an inventory of the property. The policy covers the standard list of risk within the fixed limits of insurance, simply choose the amount of insurance coverage and get a policy. How much is insurance? Find out the cost of insurance by clicking on the links: Apartment, House, Villa, Responsibility to the neighbors. Read more »

Life and health insurance

Life and health insurance

 

 Life Insuraence combine all the types of personal insurance, where insurance coverage is confined to the case of death of th insured or his survival to a certain point of time.Life insurance is divided into insurance of capital and insurance annuities (annuities). Under the annuity is a sequence of payments made by the insurer to the insured, who are regular.

When insuring capital the insurer undertakes to pay at the same time a certain amount of money in the event of death of the insured, or in the case of survival to his contract due to points in time. The policyholder is obliged to pay for it in premiums for a certain period of time. The policyholder can pay the premium in a single payment or installments. Read more »

Compulsory social insurance

Compulsory social insurance 

 Compulsory social insurance – is an integral part of the state structure, which is necessary for full protection of socially vulnerable citizens. The specifics of such a system is carried out by means of the legal framework of insurance of working citizens. They are protected from the possible change in the order of the material and social status. This includes the protection of people who were recognized as unemployed, have received employment injuries, occupational diseases, have a disability, illness or injury.

Compulsory social security concerns of pregnant women, pregnant women, and families in which the breadwinner was gone. The protection meant to be senior citizens, people who need medical care, spa treatment. Read more »